Tailored Solutions for Every Community
From women-led chamas to youth entrepreneurs and rural investors, we provide specialized programs designed to meet your unique financial empowerment needs.
Chama Queens — Malkia wa Chama
Empowering women, one chama at a time.

What it is
A peer bank for women-led chamas to go digital, grow savings, formalize governance, and get crowned for milestones.
Why it wins
Tailored onboarding, practical digital literacy, templates that simplify leadership and record-keeping, Queen Crowns recognition.
Perfect for
10–20 member women chamas ready to formalize and scale.
Key features
- Step-by-step onboarding and registration support
- Digital tools training (M-Pesa reconciliation, budgeting, record-keeping)
- Milestone tracking and Queen Crowns awards
Vijana Wealth Rising
Unlocking the wealth of tomorrow's generation.

What it is
A peer-powered pathway for youth to gain skills, mentorship, and career or enterprise opportunities.
Why it wins
Mentorship with industry pros, skills sprints, badges, placement and startup support.
Perfect for
18–35 year olds serious about employability or starting up.
Key features
- Mentorship and career guidance
- Job-readiness, tech/creative, business, and trades tracks
- Pathways to internships, apprenticeships, or seed challenges
Mashinani Investors Club
Growing wealth where it matters most.

What it is
Rural peer banks investing together in agri, energy, water, and community assets.
Why it wins
Opportunity mapping, access to affordable finance, technical assistance, and growth opportunities.
Perfect for
Rural chamas/CBOs with investable ideas.
Key features
- Community investment blueprints and training
- Introductions to finance, marketing, and business savviness
- Ongoing support and impact tracking
Vibe Vault Circles
Turn vibes into value.

What it is
Social savings and micro-investing circles built for Gen Z—fast, fun, and gamified.
Why it wins
Goal pods for phones/travel/course fees, streaks and challenges, creator/gig-friendly tools, M-Pesa-first flows.
Perfect for
Students, creators, gig workers, campus and estate crews. Under 18 join with a guardian.
Key features
- 10–15 person goal pods with long-term goals
- Auto-contributions, streaks, and weekly micro-challenges
- Starter lessons on emergency funds, MMFs, and T-bills
Metro Capital Circle
Smart money with serious peers.

What it is
Structured peer banks for professionals and business buddies to co-save and co-invest—clean governance and curated deal flow.
Why it wins
Investment policy templates, KYC/custody, due diligence, and quarterly strategy salons.
Perfect for
Middle-class execs, founders, consultants, diaspora returnees (10–20 per circle).
Key features
- Tracks: Income (T-bills/bonds/MMFs), Growth (REITs/equities), Private (SME/credit), Impact (green/agri)
- Networkings, tax clinics, performance dashboards
- Co-investor network and exclusive briefings