Transform Your Chama Today

Empowering Kenyan Chamas Through Digital Innovation and Financial Inclusion

Join thousands of chamas across Kenya building wealth, transparency, and growth together

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OUR PROGRAMS

Tailored Solutions for Every Community

From women-led chamas to youth entrepreneurs and rural investors, we provide specialized programs designed to meet your unique financial empowerment needs.

Chama Queens — Malkia wa Chama

Empowering women, one chama at a time.

Chama Queens — Malkia wa Chama
Women's Inclusion

What it is

A peer bank for women-led chamas to go digital, grow savings, formalize governance, and get crowned for milestones.

Why it wins

Tailored onboarding, practical digital literacy, templates that simplify leadership and record-keeping, Queen Crowns recognition.

Perfect for

10–20 member women chamas ready to formalize and scale.

Key features

  • Step-by-step onboarding and registration support
  • Digital tools training (M-Pesa reconciliation, budgeting, record-keeping)
  • Milestone tracking and Queen Crowns awards

Vijana Wealth Rising

Unlocking the wealth of tomorrow's generation.

Vijana Wealth Rising
Youth Empowerment

What it is

A peer-powered pathway for youth to gain skills, mentorship, and career or enterprise opportunities.

Why it wins

Mentorship with industry pros, skills sprints, badges, placement and startup support.

Perfect for

18–35 year olds serious about employability or starting up.

Key features

  • Mentorship and career guidance
  • Job-readiness, tech/creative, business, and trades tracks
  • Pathways to internships, apprenticeships, or seed challenges

Mashinani Investors Club

Growing wealth where it matters most.

Mashinani Investors Club
Rural Development — Maendeleo Vijijini

What it is

Rural peer banks investing together in agri, energy, water, and community assets.

Why it wins

Opportunity mapping, access to affordable finance, technical assistance, and growth opportunities.

Perfect for

Rural chamas/CBOs with investable ideas.

Key features

  • Community investment blueprints and training
  • Introductions to finance, marketing, and business savviness
  • Ongoing support and impact tracking

Vibe Vault Circles

Turn vibes into value.

Vibe Vault Circles
Gen Z Peer Banks

What it is

Social savings and micro-investing circles built for Gen Z—fast, fun, and gamified.

Why it wins

Goal pods for phones/travel/course fees, streaks and challenges, creator/gig-friendly tools, M-Pesa-first flows.

Perfect for

Students, creators, gig workers, campus and estate crews. Under 18 join with a guardian.

Key features

  • 10–15 person goal pods with long-term goals
  • Auto-contributions, streaks, and weekly micro-challenges
  • Starter lessons on emergency funds, MMFs, and T-bills

Metro Capital Circle

Smart money with serious peers.

Metro Capital Circle
Corporate & Business Peer Banks

What it is

Structured peer banks for professionals and business buddies to co-save and co-invest—clean governance and curated deal flow.

Why it wins

Investment policy templates, KYC/custody, due diligence, and quarterly strategy salons.

Perfect for

Middle-class execs, founders, consultants, diaspora returnees (10–20 per circle).

Key features

  • Tracks: Income (T-bills/bonds/MMFs), Growth (REITs/equities), Private (SME/credit), Impact (green/agri)
  • Networkings, tax clinics, performance dashboards
  • Co-investor network and exclusive briefings